Transamerica's 54% Sales Surge: The 2026 Agency Playbook
Transamerica's life sales rose 54% in H1 2026 after cutting underwriting time to under 12 minutes: the playbook for agencies scaling a team.
Speed to lead, AI search, CRM hygiene, and the systems that help insurance agencies win more policies.
Transamerica's life sales rose 54% in H1 2026 after cutting underwriting time to under 12 minutes: the playbook for agencies scaling a team.
LIMRA data shows Q2 2026 premium growth cooled to 3% after Q1's 7-10% spike, tracking the 3.1% historical average rather than 2025's 10% record pace.
Insurance M&A volume dropped to a seven-year low of 646 deals in 2026, but agencies with 90%+ retention and low owner dependence command 10x-13x EBITDA.
ManhattanLife closed its second New York charter in March 2026, per Insurance Business, giving agencies more placement flexibility in a tightly held market.
LIMRA forecasts 2% to 6% premium growth in 2026, down from 10% in 2025, so agency teams win share by sharpening lead conversion, not buying more volume.
BaFin's 2026 AI oversight framework allows fines up to €15 million as 23+ U.S. states adopt NAIC AI rules, reshaping downline AI governance for IMOs in 2026.