agency valuation
As PE Roll-Ups Fade, How to Command a Premium Exit in 2026
Insurance M&A volume dropped to a seven-year low of 646 deals in 2026, but agencies with 90%+ retention and low owner dependence command 10x-13x EBITDA.
9 min read
Kadence Blog
Insights
The Kadence Blog
Speed to lead, AI search, CRM hygiene, and the systems that help insurance agencies win more policies.
carrier news
ManhattanLife's Second New York Charter: A 2026 Agency Guide
ManhattanLife closed its second New York charter in March 2026, per Insurance Business, giving agencies more placement flexibility in a tightly held market.
9 min read
life insurance sales 2026
How the Slowing Growth in U.S. Life Insurance Sales Rewards Agencies That Sharpen Their Lead-Conversion Operations in 2026
LIMRA forecasts 2% to 6% premium growth in 2026, down from 10% in 2025, so agency teams win share by sharpening lead conversion, not buying more volume.
10 min read
BaFin AI oversight
AI Compliance for Life Insurance IMOs: BaFin's 2026 Rules
BaFin's 2026 AI oversight framework allows fines up to €15 million as 23+ U.S. states adopt NAIC AI rules, reshaping downline AI governance for IMOs in 2026.
8 min read
IMO
Why Agency M&A Slowed in 2026: What IMOs Must Do Now to Protect Their Valuation
OPTIS Partners logged only 292 H1 2026 agency deals, down 15%; IMOs with documented, clean tech stacks can defend valuation multiples 15-20% higher.
10 min read
IMO recruiting
The Staffed-AI Pitch: Why IMOs That Kit Downlines with an AI Front Office Are Winning Recruitment in 2026
64% of agencies now run AI in a core workflow, and IMOs bundling a shared AI front office into agent contracts are pulling ahead in 2026 downline recruiting.
12 min read