IMO compliance
Multi-State AI Outreach Compliance for IMO Networks (2026)
Florida and Oklahoma cap outbound AI dialer contact at 3 touches per 24 hours: the state-by-state protocol IMOs need before any downline campaign launches.
10 min read
Kadence Guides — Page 10
Guides
Kadence Guides
Page 10 of 41.
insurance lead magnet funnel
Turning Social Scrolls Into Back-to-Back Appointments: A Voice-AI-Based Lead Magnet Architecture for Agencies
Live-transfer style instant booking converts leads at 45 to 65%, far above the 12 to 22% rate for Facebook lead forms, per BrokerageAudit's 2026 agency guide.
11 min read
producer compensation
The S-Curve Producer Split Model: Incenting Growth Without Compressing Agency Margins
A tiered comp framework paying producers 30% to 90% by production tier, protecting agency margins while rewarding growth across a full team.
9 min read
IMO strategy
Direct Carrier Contract Strategy for IMOs: Building a Portfolio That Strengthens Override Economics
Reagan Consulting data shows IMOs using volume and loss-ratio data lift override rates 15%-40%; here are the portfolio benchmarks that protect the gain.
8 min read
agency growth
Auditing Life Insurance Leads by Cost-Per-Placement (2026)
A $40 lead converting at 12% costs $333 per issued policy versus $500 for a $10 lead at 2%: here is the 2026 cost-per-placement audit framework.
10 min read
IMO downline retention
Predicting Producer Churn in IMO Downlines: The Data Most Uplines Ignore
Kadence research finds producer churn shows up 30 to 90 days before resignation, with 33% of new agents quitting within a year and 72.3% of hires failing.
11 min read