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Why Kadence Products AI Agents How It Works The Edge Pricing Results FAQ

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IMO Life Insurance Agency Life Insurance Agent
Built only for life insurance distribution

Choose how much Kadence runs for you.

Every plan includes the CRM, calendar, automations, and unlimited media storage. Usage bills on top.

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Pick a plan by how you sell: a network, a team, or on your own.

By application

For IMOs and MGAs

IMO

Your whole downline on one system

Pricing on your call

Custom to your network

Lowest per-seat price

For agencies

Agency

Every producer on shared pipelines

$150

per agent / month, 15-seat minimum, plus usage

For agents

Essentials

The CRM you run yourself

$150

per month, plus usage

For agents

Complete

Everything, AI agents included

$200

per month, plus usage

Plan basics

Seats

Custom

15 minimum

1 agent

1 agent

Usage

Calls, texts, and AI usage bill on top of every plan at the published rate card.

Plus usage

Plus usage

Plus usage

Plus usage

Setup

Built with you

Built with you

Guided intake

Guided intake

Core platform

CRM with contacts, conversations, and pipelines

Calendar, bookings, and reminders

Automations and follow-up sequences

Unlimited media storage

Mobile app

AI agents

Voice AI that answers, texts, and books new leads

Every new lead is answered, texted back, and booked in under 10 seconds, day or night.

AI agents for conversations, content, reviews, and tasks

Growth and back office

Marketing campaigns and outreach

Websites and landing pages

Reporting and attribution

Reputation management

Payments and invoicing

Memberships and courses

Teams and networks

Shared pipelines and lead routing

Team reporting

Org hierarchy and downline rollups

Override tracking

Not sure which plan fits?

Book a call

Messaging add-ons

Use the number and channel your clients already trust.

Every plan can use regular SMS and text. During intake, tell us whether you want to transfer an existing business number or add WhatsApp Business or iMessage automation.

Phone number transfer

Included setup

Bring your existing business number when porting is supported. We confirm eligibility and timing during intake.

SMS and text

Included

Use regular business SMS and text messaging for follow-up and appointment reminders.

WhatsApp Business

+$15 / month

Add a WhatsApp Business connection for customers who prefer WhatsApp.

iMessage automation

+$400 / month

Sendblue-powered iMessage service with automated replies and a planned allowance of up to 50 new conversations per day. Final line and use-case approval is confirmed during setup.

What Teams Say

Built For Teams Who Want To Win

Producers, agencies, and networks describing what changed after Kadence.

Kadence answers our after-hours calls and books them straight onto the team calendar. We pick up appointments we used to send to voicemail every night.

Renee Caldwell, Sales Director · Summit Life Network

We onboarded forty downline agents last quarter and Kadence kept every one of their lead pipelines warm without adding staff. The AI voice does the follow up so our agents can focus on closing.

Andre Whitfield, VP of Agent Development · Legacy Shield IMO

Every office under us runs the same speed to lead playbook now. Kadence calls new leads in seconds across all of them, so our production is not hostage to which agent happened to be at their desk.

Gregory Paulsen, Managing Director · Highland Benefit Partners

Recruiting got easier once agents saw the lead system they would inherit. Kadence is the reason producers pick our IMO over the one down the street.

Yolanda Bright, Recruiting Director · Meridian Financial Marketing

I used to lose new agents in their first ninety days because their pipeline went cold. Kadence keeps every recruit busy from day one, and our retention numbers finally reflect it.

Curtis Hammond, Regional Vice President · Anchor Life IMO

Managing lead flow across a dozen agencies used to take three people. Kadence routes, calls, and books for all of them, and I can see every appointment in one place.

Sofia Restrepo, Director of Operations · Crestline Insurance Marketing

Our override production is up because the leads our agents used to drop now get answered instantly. Nothing sits in a voicemail box overnight anymore.

Dominic Ferraro, Principal · Vanguard Life Brokerage

The AI handles the first conversation exactly the way we train our agents to. New producers ramp faster because Kadence models the script on every single call.

Alicia Monroe, Head of Agent Success · Beacon IMO

We scaled from two hundred to five hundred agents without adding a single call center seat. Kadence is the infrastructure that made that math work.

Terrence Booker, Founder · National Life Alliance

Kadence answers and texts the leads my reps miss, then books the callback before anyone sees the notification. We stopped losing deals to whoever responded first, because now that is us.

Marcus Delgado, Agency Owner · Delgado Insurance Group

A prospect told us they found our agency when they asked ChatGPT for a local agent. Our old site never did that, and the content keeps the whole team visible without extra work.

Priya Nair, Managing Partner · Nair Family Insurance

The done for you content ranks us for the exact questions families in our county are searching. We went from invisible to the first agency they call, and the leads already know who we are.

Tomás Rivera, Principal Agent · Rivera and Associates

My producers stopped fighting over who calls back first because Kadence already did it. Their whole day is appointments now instead of chasing cold leads.

Hannah Whitmore, Owner · Whitmore Life and Legacy

We grew the book twenty percent this year without hiring an admin. Kadence qualifies and books everything before it ever reaches a producer.

Devon Clarke, Agency Principal · Clarke Insurance Advisors

Every lead gets a call in under a minute, day or night. Our contact rate doubled and my agents actually trust the pipeline now.

Naomi Sinclair, Managing Partner · Sinclair Financial Group

The AI voice sounds like a member of our team and books the appointment while the prospect is still interested. We close more because we reach people at the moment they raised their hand.

Ryan Castellano, Owner · Castellano Family Insurance

Families search for life insurance help in our city and now they find us first. The content and the instant callback together made our agency the obvious local choice.

Fatima Yusuf, Agency Director · Yusuf Insurance Solutions

We used to buy leads and waste half of them. Kadence works every one, so our cost per client dropped and my producers stopped complaining about lead quality.

Grant Holloway, Principal · Holloway and Kim Insurance

I am a one person shop and Kadence made me look like a full office. It qualifies my inbound leads, books the appointment, and my calendar fills itself while I am on other calls.

Denise Okafor, Independent Life Agent · Okafor Financial

Kadence texts a new lead back before I have even finished my current appointment. I used to lose people to the agent who called first, and now I am the one who called first.

Brianna Cole, Independent Life Agent · Cole Life and Legacy

The AI answers questions about term and whole life on my site the way I would explain them, so by the time someone books they already trust me. My close rate went up without me working more hours.

Samuel Adeyemi, Life Insurance Agent · Adeyemi Financial Services

I write more policies now and spend less time on the phone chasing people. Kadence handles the follow up so I only talk to prospects who are ready to buy.

Kevin Tran, Independent Agent · Tran Insurance Services

As a solo agent I could never answer every call. Now Kadence picks up when I am with a client and books the next appointment automatically.

Latoya Simmons, Life Insurance Agent · Simmons Coverage Group

People in my town find me when they search for a life insurance agent, and half of them mention they saw my answers online before they called. That never happened with my old website.

Paul Mercer, Independent Life Agent · Mercer Life Planning

I got my evenings back. Kadence works my leads after hours and I wake up to booked appointments instead of a list of people to call.

Elena Vasquez, Life Insurance Agent · Vasquez Financial

The instant text back is the whole thing. I stopped losing warm leads to the ten minute gap it used to take me to notice them.

Jordan Reyes, Independent Agent · Reyes Life Insurance

Kadence made my little agency findable when someone asks an AI assistant for a local agent. I am competing with the big shops now because I show up in the same answers.

Aisha Karim, Life Insurance Agent · Karim Coverage Advisors

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