speed to lead
Best Speed-to-Lead Architectures for Insurance Agencies in 2026
A five-minute response window places an insurance agency in the top 6% of 2026 responders; see all eight architecture layers behind that number.
10 min read
Kadence Blog — Page 32
Insights
The Kadence Blog
Page 32 of 94.
lead economics
Buying vs. Closing Leads: A 2026 Agency Cost Comparison
A $40 lead at 12% close costs about $333 per policy; a $10 lead at 2% costs $500, showing why conversion, not more leads, cuts cost per policy in 2026.
11 min read
IMO contract levels
Structuring IMO Contract Levels to Balance Producer Incentives and Override Margins
Cap total override payout near 60% of carrier gross margin, use 3 to 5 production tiers, and keep new-business splits 15 to 20 points above renewals.
9 min read
bancassurance slowdown
Bancassurance Slowdown 2026: Distribution Opportunities for Life Agencies
Bancassurance growth slowed to 6% in FY25 as carriers rebalance toward independent life agencies. Here's how to capture the volume banks are losing.
10 min read
insurance agency growth
Preventing Downline Producer Attrition: A Framework for IMOs
33% of new agents quit in year one and 89% are gone within three. A data-driven framework helps IMOs spot and stop downline churn early.
9 min read
embedded insurance
What Is Embedded Insurance? A 2026 Lead Playbook for Agencies
Embedded insurance is projected to reach $950B in gross written premium by 2030 (Innoveo); here's how independent agencies capture its leads.
8 min read